Insuring Your Valentine’s Day Jewelry
February 14th, Valentine’s Day is a great holiday to think about insurance. Whether it is a new watch, ring, bracelet or necklace that you receive from your loved one, it is important to keep it safe from harm. You can do this by purchasing jewelry insurance for your new gift.
Why do you need Jewelry Insurance? Break-ins are becoming all too common. Whether it is the hard hitting economic times or not, the number of reported break-ins are at an all time high. It is much better to be safe than sorry. Have an appraisal done on your jewelry so you are protected for all of its value. Make sure to have this done about every three to five years to keep your appraisal up to date. Have an inventory of all your expensive items within your home. You can do this by writing them down and keeping the list in a safe place or you can take pictures of the items.
Talk to your insurance agent that you use for your home, condo or car. If you currently have a home owners insurance or condo policy you are most likely only allowed a limited amount of coverage for your personal items such as jewelry. It is essential to make sure you have enough coverage for your valuables. Additional jewelry insurance coverage is usually not very expensive.
Call your agent today and feel free to ask about any questions you have. Check up on you insurance plan and go over your coverage, it is a good idea to refresh yourself on what your policy includes.