Year: 2015

  • OSHA Fines to Increase by 80%

      After a quarter of a century, OSHA fines will be increasing under a provision signed by a congressional budget deal. The Federal Civil Penalties Inflation Adjustment Act of 1990 exempted OSHA from increasing penalties to account for inflation. On November 2nd, President Barack Obama signed into law a new budget that contains an amendment […]

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  • Hood of car severely damaged after a car accident on a highway

    What to Do After a Car Accident

    Written by Lucy Murphy, CISR

    Here’s what to do after a car accident, in a few simple steps: Step 1: STOP This may sound obvious, but we want to be sure you’re not reading this advice two miles away from the accident scene. The number one rule of what to do after an is accident is stay put. Do not […]

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  • How to Prepare for a Storm

      You may not be able to control the weather, but you can control how prepared you are for it – follow these helpful tips on how to prepare for a storm to keep you, your family, and your property safe this storm season: Step 1: Bring in lightweight objects Anchor securely or bring indoors […]

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  • Hurricane Season Myths That Aren’t Mythical

    With hurricane season upon us, the  National Oceanic and Atmospheric Administration shares these five myths about hurricane’s that people need to know aren’t mythical. 1. The area is under evacuation order but the weather looks great right now, so people should wait until the weather gets bad before they evacuate. This can be one of […]

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  • Homeowner Savings Tips

    Wondering about homeowner savings? We’re here to help. 1. Shop Around As it sounds, it is best to look at several different insurance companies to find competitive prices. A good way to do this is to find an insurance agent to do the shopping for you. 2. Senior Discounts If you are 55 or older […]

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  • Gap Insurance

    Written by Donna Craven, CPL

    Buying or Leasing a New Car     The other day at C & S Insurance Agency, we had a new customer come in to the office to register their new car. They told us that the car dealership had offered them gap insurance for $595. We told them that we can offer it for just […]

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  • Protect Your Business from Fire Hazards

    If the wildfires in the West have taught us anything it is how dangerous and disruptive fires can be.  Not only do they affect people’s homes, but they can destroy people’s businesses as well.  Don’t be the next person to file a business insurance claim due to a fire.  Check out these tips on how […]

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  • Massachusetts Most Common Claims

    In Massachuetts, the top 5 most common claims are listed below: 1. Water Damage 2. Wind Damage 3. Physical Damage 4. Theft/Burglary 5. Freezing Water (including bursting pipes)   (Information obtained from the Allstate Common and Costly Claims)

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  • Laptop Safety

    Written by Liz O’Neill

    I know what you’rethinking- you need safety instructions involving your laptop?! Well, we aren’t being crazy!  Many consumers do not know how dangerous, and how much of a fire hazard, these personal computers are.  With the number of laptops versus desktop computers in consumers’ homes today, people need to be aware of how to practice […]

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