Tag: commercial auto insurance

  • commercial driver in Massachusetts with CDL

    Driver Verification: How Massachusetts’ DVS Tracks Commercial Drivers

    Written by Laura Inglis, CRIS

    Statistically speaking, today’s second-most-expensive business insurance claim is not one that results from a slip-and-fall, customer property damage, inventory theft, or even a fire. Instead, the second-most-costly loss event your business can suffer is a motor vehicle accident, averaging $45,000 per claim, according to data from The Hartford. Last year, insurance companies paid out roughly […]

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  • catalytic converter theft can be covered by ma car insurance

    Catalytic Converter Theft in Massachusetts: How to Protect Your Vehicles

    Written by Laura Inglis, CRIS

    Right now there’s a part of your car that may be worth more than your wedding ring.  It’s your catalytic converter. And unfortunately, thieves have their eye on it. Converter theft is a global problem, but lately it’s occurring in our own backyard, all throughout Massachusetts. Recent reports cite a rash of converter thefts in […]

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  • Know how insurance for commercial trucks affects your drivers and your business

    Insurance for Commercial Trucks: 14 Questions to Ask

    Insurance for commercial trucks and vehicles is a tricky issue—especially as our work-life boundaries continue to blur. Many companies allow employees to take trucks home at the end of the day and use them regularly in their personal lives. Other companies ask employees to use their own cars during the course of the business day. […]

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  • heavy duty trucks weighing 55,000+ are subject to HVUT tax

    Heavy Vehicle Use Tax (HVUT) and the Massachusetts RMV

    Written by Jessica Morin, CRIS

    What is changing about the HVUT in Massachusetts? Beginning in November 2019, the Massachusetts RMV now requires companies to show proof of HVUT payment (IRS Schedule 1/Form 2290) when registering heavy vehicles for the first time. Previously, proof of payment was only required at registration renewal. Now the initial registration also requires this documentation. What […]

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  • usdot number on commercial van

    USDOT Number on Trucks: New Rules for Massachusetts Companies

    UPDATE: As you may have seen when attempting to renew your MA commercial license plates online, the RMV is now asking for a USDOT number from anyone with commercial plates. However, you may not actually need a USDOT number (see FAQs below for clarification on who needs one). The registry has placed an override on […]

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  • FMCSA logo

    FMCSA Clearinghouse Info for Employers

    The FMCSA Clearinghouse is now open for employer registration. Is your company registered and ready to comply with commercial driver tracking? If not, review the following FAQs to get started… What is the FMCSA Drug & Alcohol Clearinghouse? The clearinghouse is designed to function as a secure, online database—providing up-to-date info about every commercial driver […]

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  • MA commercial license plate

    Commercial and Trailer Plate Renewal in Massachusetts

    Written by Jessica Morin, CRIS

    UPDATE DURING THE COVID-19 PANDEMIC: Need RMV transaction help for your MA trailer or commercial vehicle? If you are a C&S Insurance client, we are here for you! (Unfortunately we cannot provide RMV services to non-clients.) Contact your agent or dedicated account manager here. We’ll get it done! It’s that time of year again: commercial […]

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  • driver of van delivery checking his phone

    Driver Qualification Files: Key Facts for Business Owners

    What is a driver qualification file? A driver qualification (DQ) file is a set of documents employers must maintain for each employee who drives a commercial vehicle. DQ files are required by the Federal Motor Carrier Safety Administration (FMCSA). They are designed to ensure businesses only hire safe, qualified drivers. The files include data on […]

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  • nine types of commercial vehicles drawn in bright colors

    Fleet Safety Data: Driving Serious Returns for MA Contractors

    In the era of big data, company leaders routinely leverage numbers to fuel strategic growth and innovation. But the most important BI focus area may be flying under your radar… Are you using fleet safety data to control employee benefit costs? Optimize employee retention? Save money on your Massachusetts business insurance? If not, keep reading to […]

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  • plowing snow in storm

    Important Facts about Snow Plow Insurance

    Written by Jessica Morin, CRIS

    It’s beginning to look a lot like… snow? Yup, that’s right. Autumn snow is not unheard of in New England. You might remember the fall nor’easter of 2011, when Western Massachusetts saw more than a foot of wet snow, while Eastern residents struggled with icy roads, downed trees and power lines.  So if you haven’t […]

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