Tag: ma business insurance

  • Builders Insurance Costs: 4 Easy Steps that Could Improve Your Rate

    Builders insurance costs (premiums) are dependent on a variety of factors. And when it comes to one key rating factor, the fate of your rate is largely in your own hands. It’s called your online presence (i.e. your website, social media accounts, and client reviews). More than ever, optimizing this factor could play a role […]

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  • insurance for snow removal

    Snow Removal Insurance: Key Differences in Coverage

    As you’ve probably heard—or have experienced firsthand—it’s increasingly difficult to buy snow removal insurance these days. An uptick in lawsuits, combined with unfair regulations, drive up the cost of snow plow insurance, by transferring the lion’s share of the exposure to snow and ice contractors. Many commercial carriers don’t want to write these policies. Those […]

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  • how to renew business insurance

    Renewing Business Insurance during the Pandemic: Tips for Business Owners

    Written by Jessica Morin, CRIS

    In an ideal world, renewing your business insurance is something you do after careful planning and analysis. Taking the time to review what happened last year and anticipating next year’s coming changes is the best way to ensure your new policy will provide adequate coverage at an optimal rate. Unfortunately, during the current pandemic, many […]

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  • how to keep workers and customers safe during covid19 reopening

    COVID19 Workplace Safety Standards: Mandatory in Massachusetts

    The four-phase approach to re-opening Massachusetts is underway. If you’re re-opening your Massachusetts business in the coming weeks, here are four items to download (and complete), according to state guidelines: COVID-19 control plan template – A template that satisfies the written control plan requirement for self-certification. NOTE: you don’t need to submit this plan to state […]

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  • payroll is a keep component of a business insurance audit

    Business Insurance Audits and COVID-19

    They happen every year: business insurance audits. COVID-19 makes this year’s process a little more complicated… and potentially confusing. If you’re wondering how different payroll and operational changes could affect your audit, the following FAQs may help. During the pandemic, we’ve included COVID-related audit questions up top. More general FAQs about annual business insurance audits […]

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  • scam targeting covid-19 small business loan applicants

    COVID-19 Small Business Loans Scam Alert

    As you’ve probably heard, The Paycheck Protection Program (PPP) represents a major portion of the U.S. government’s recently deployed CARES Act. The PPP consists of $350 billion in government-backed loans—distributed via private banks. Unfortunately, because so many small businesses have been affected, and because banks are implementing this program on the fly, the application process […]

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  • what is the cares act and how can it help small businesses

    The CARES Act: Coronavirus Aid, Relief & Economic Security

    FAQs from Small Businesses on the New CARES Act While we are not financial advisors, bankers, or accountants, we have been fielding quite a few questions about the CARES Act from our commercial clients. Below is a list of these FAQs along with answers we’ve curated from a host of reputable sources, including the SBA […]

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  • coronavirus and business insurance implications

    Business Insurance and Coronavirus: Are You Covered for Lost Income, Employee Illness?

    Does my business insurance cover losses due to coronavirus? If you don’t have time to read this entire article, we can tell you up front that the answer is, unfortunately, probably no. But we think it’s important people understand why this is currently the case. (NOTE: there may end up being coverage, as we are […]

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  • three black birds excluding one white bird

    Discrimination Insurance for Small Businesses

    What is discrimination insurance? Mainly known as third-party EPLI, discrimination insurance helps defray the cost of lawsuits and judgments brought against your business by customers (or other third parties) claiming discriminatory or harassing behavior. By the way, the technical term for this coverage is not “discrimination insurance;” we’re using it here just to keep things […]

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