Condo Association Insurance

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C & S is one of the leading providers of condo association insurance and apartment building insurance in Massachusetts. We offer flexible insurance plans at affordable prices to accommodate any building or property situation.

It has been our experience, that no two condo associations have the same coverage needs. Some associations only offer insurance coverage for the roof and adjoining walls, some go so far as to cover the plumbing, electrical, and sewer systems, while some only work to protect and maintain the common grounds. With so many details and options to consider, you need an insurance expert to develop a program that meets your specific needs.

C & S Insurance recommends the following coverage options be included in your Massachusetts Master Insurance Policy:

  • General Liability
  • Property Insurance
  • Directors & Officers
  • “All In” or “Walls In” Coverage
  • Ordinance and Law
  • Flood Insurance
  • Crime & Fidelity
  • Backup of Sewers & Drains
  • Earthquake Insurance
  • Demolition & Increased Cost of Construction
  • Workers’ Compensation
  • Umbrella Policy