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Do Home Renovations Impact Your Homeowners Insurance?
Thinking about renovating your home, installing a pool, or upgrading your plumbing system? While these projects can increase your home’s value, it’s important to understand how they can also affect your insurance coverage. Some renovations may drive up your premium because your insurance rate is determined by your home’s square footage and the cost of […]
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14 Ways to Lower Your Car Insurance Rate in 2025
Car insurance prices have skyrocketed over the past few years, even as overall inflation has cooled. This surge is largely due to increased crashes, litigation, and rising repair costs. A 2024 report found that the average auto insurance premium in the U.S. has increased by 26%. But car insurance is essential for anyone who drives—so […]
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Buying Car Insurance Online: What You Need to Know
Nowadays, it’s easier than ever to buy car insurance online. But is purchasing your auto policy online the right move for you? Like most things, it has its pros and cons. Here are a few things to know before you start Googling. Compare Types of Coverage Before jumping the gun and buying the first policy […]
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Avoiding Insurance Rate Increases: Steps to Take After an Accident
If you’ve ever been involved in one, you know how stressful car accidents can be — both emotionally and financially. In addition to repairs, one of the biggest cost concerns for drivers after a crash is the potential increase in their insurance premiums. Depending on factors such as fault, claim amount, and driving history, even […]
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Why Your Car Insurance Goes Up Every Year (Even with No Claims)
If you’ve noticed your car insurance premium creeping up year after year, you’re not alone. Many drivers are surprised to see higher rates at renewal time — even if they haven’t filed a claim. The reality is that car insurance pricing is influenced by a number of personal factors and broader industry trends, some of […]
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Landscaping Liability Insurance: Everything You Need to Know
If you’re a landscaper, you know that it can be a dangerous field. And if you own a landscaping business, you might be concerned about being held liable for property damage, injuries, or accidents. That’s why experts recommend that landscapers purchase a landscaping liability insurance policy. While not legally required, landscaping liability insurance is essential […]
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Why Businesses Need General Liability Insurance
If you own a business, you should consider purchasing a general liability insurance policy. Also known as business liability insurance, commercial general liability insurance, or public liability insurance, this type of policy provides broad protection—covering everything from slip-and-fall accidents to lawsuits over copyright infringement. Accidents can happen on your business property or as a result […]
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Important Things to Consider When Buying Homeowners Insurance
There’s no doubt that home insurance prices are increasing. But you might still see familiar prices when shopping around, and this is because many insurance companies are limiting what their policies cover and implementing exclusions to keep costs low and competitive, to retain existing customers, and attract new ones. This means that things you might […]
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Parking Lot Accident: Now What?
Parking lots are one of the most common places where car accidents happen. Whether it’s a minor fender bender or finding a dent on your car after returning from a shopping trip, these accidents can be frustrating and overwhelming. However, knowing what steps to take after a parking lot car accident can make a big […]
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How to Cancel Car Insurance—And When You Should
Whether you’re selling your vehicle or getting married, you might wonder whether you should cancel your car insurance. However, this isn’t a decision that should be made lightly. While there are some situations in which canceling your car insurance is appropriate, in many cases, you should consider alternative options, such as waiting to cancel until […]
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