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Does Insurance Cover Hurricane Damage?
Instead of a single policy type, hurricane insurance is a combination of home, auto, business, and flood coverage that protects you when a storm hits. Understanding what each component entails ensures that you, your family, and your business (if you own one) are prepared before hurricane season arrives. The Atlantic hurricane season spans June […]
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Cybersecurity Risks While Traveling: 19 Tips for Cyber Safety
Cybersecurity risks increase when you’re on vacation or traveling for business. From unsecured wireless networks to physical theft, threats abound when you take your phone, laptop, tablet, and other devices on the go. Whether you’re unwinding on vacation or grabbing your laptop to attend a work conference, follow these 19 cyber safety guidelines to keep […]
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Teen Driver Safety During Prom Season: Tips for Parents in Massachusetts
As a parent, it’s only natural that you worry about your teen all the time, but especially when they’ve just recently started driving. When you pair an inexperienced driver with the social stressors and excitement of prom season, it can be a recipe for an anxiety-inducing evening. Ease a bit of your concern by having […]
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Basement Flooding and Homeowners Insurance: What’s Covered and What’s Not
Every year, millions of homeowners across the country deal with water damage. Whether it’s from a burst pipe in the wintertime, heavy rainfall in spring, or the result of hurricane season, flooding is one of the most common (and costly) home disasters you can face. The latest data from the Insurance Information Institute shows that […]
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Is Your Auto Insurance Enough for Winter Weather Accidents?
Every year, more than 116,000 people are injured in car accidents caused by winter weather. Snow, ice, sleet, and high winds can reduce visibility, make roads slippery, and even leave your vehicle stuck on the side of the road. While these winter driving risks can be daunting, your winter car insurance policy is designed to […]
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What Is a Deductible? And How Do You Pick the Right One for Home and Auto Insurance?
If you’re shopping for a new homeowners or auto insurance policy, you’ve probably come across the term “insurance deductibles” more than once. But what does it actually mean—and how does it affect the price you pay for your coverage? An insurance deductible is the amount subtracted (or deducted) from your payout when you file a […]
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Why You Shouldn’t Let Your Auto Policy Lapse…Even Temporarily
When your budget is tight, car insurance might seem like an expense you can put on the back burner, but an auto insurance lapse can trigger unexpected costs and serious legal consequences. Maybe you’ve made all your payments on time but forgot to renew your policy before it expired—or you switched insurers but didn’t time […]
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How to Read and Understand Your Insurance Declarations Page
Key Takeaways Your declarations page is a one-page snapshot of your policy’s key details and includes the policy number, coverage types, limits, deductibles, premiums, and agent contact information. Auto declaration pages list every insured driver and vehicle (make, model, year, and VIN) alongside coverages such as bodily injury liability, collision, comprehensive, and uninsured motorist protection. […]
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Is Your Home or Business Ready for a Fire?
This October, Fire Prevention Month reminds us to prepare our homes and businesses with essential fire safety tips to prevent fires—and stay safe if a fire does occur. While we all remember “stop, drop, and roll” from elementary school, how often do you think about safe exit routes, charging your devices safely, or testing your […]
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Employment Practices Liability Insurance (EPLI): What Business Owners Need to Know
If you own a business, protecting your company from potential lawsuits is crucial. Employment practices liability insurance (EPLI) is a type of coverage that shields employers from claims related to discrimination, harassment, wrongful termination, and other employment-related issues. In this guide, our insurance experts explain what employment practices liability insurance is, who needs it, what […]
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