C&S Insurance Private Client Group

High Net Worth Insurance for Successful Families & Individuals

Our private client group is built to serve your HNW insurance needs, which tend to be broader and more complex than those of the average household. We specialize in addressing the unique risks your family may encounter—at home, at work, at school, and while traveling. Collectively, our HNW insurance agents bring more than 90 years of experience to clients like you, living in and around Greater Boston. We routinely collaborate with clients’ financial advisors and accountants, ensuring every aspect of your wealth strategy is aligned and protected. Below are some core areas of our expertise.

Despina Patel | Private Client Group Senior Account Manager

We are pleased to introduce you to our Private Client Group Account Manager, Despina. With over sixteen years of experience in the insurance industry, Despina brings a wealth of knowledge and expertise to our team. Despina is dedicated to providing personalized coverage and service to clients like you. Her approach to risk management, combined with her strong relationship-building skills, ensures that you receive the respect and high standards you deserve.

What We Do
High Net Worth Insurance at a Glance
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We work with leading carriers in the HNW insurance market, ensuring our clients have access to today’s best coverage options, as well as white glove support and concierge services.
Our Team
Meet The Experts
Contact Us
Get Personalized Answers and Advice

We’re always happy to answer your questions. If you have concerns about your current insurance coverage or a new exposure (for example, a second home, a new nanny, or a personal liability issue), send them our way. An HNW insurance agent from our team will be in touch to offer personalized advice.

Call Us Now: 508-618-5743

Our Clients Say it Best

We own an antique farmhouse with many unique features and a barn on the property. Our account manager at C&S did the best job explaining coverage options and outlining how well different programs could address our needs… I would absolutely recommend C&S to anyone with a unique home.

Whitney & Gavin Fitts
Dedham, MA

What impresses me most about your agency is the personal touch that you bring to every inquiry. Whether I’m speaking with Mary or Deb, I always feel that you have the time to respond with timely, accurate information.

Mike Wiernasz
Wellesley, MA

We chose C&S Insurance after going through a frustrating claims experience with our previous agent and carrier. The whole process felt robotic and the timeline to resolution was terrible. With C&S, we get hands-on service and individualized support from an agent who knows us like neighbors. We would recommend C&S in a heartbeat.

Allyson & Zach Greene
Newton, MA

Insurance for HNW Family Lifestyles

Your household is busy and multifaceted. This means today’s HNW insurance planning needs to address not just the valuable assets you own (homes, cars, watercraft, wine), but the activities you and your loved ones pursue each day—whether it’s international travel, board service, youth sports, yachting, etc. Let us handcraft a program that addresses all of your household’s unique risks—with lines of coverage and optimal limits based on your day-to-day reality.