What are the major risks for a landscaping business?
“What could go wrong?” said every underinsured landscaper before venturing into a project without the proper coverage in place. Turns out, lots of things can go wrong. Employee injuries, client property damage, collisions with company vehicles, slip and fall incidents after a snow removal job; these are just the obvious risks.
Since it’s difficult to quantify the likelihood of all possible bad-news scenarios, let’s look at some actual landscaping loss data. According to claims figures published in Lawn & Landscape magazine, landscapers’ most common insurance claims rank as follows: