Who Needs Landscapers Insurance?
Landscaping and related fields require you to carry out work on other people’s properties plus, this type of employment can expose workers to dangerous situations. Therefore, it is imperative that you have liability coverage in the event that an accident or emergency occurs.
Landscapers insurance is recommended for those involved in the following fields and businesses:
- Lawn care (including small businesses that carry out seasonal work)
- Landscape architecture and design
- Tree trimming
- Lawn irrigation
- Snow plowing
- General contractor work/handymen
It is also worth noting that you may be required to carry landscape liability insurance in certain situations, including when obtaining a state landscaping license, starting a new project, hiring employees, purchasing a business-owned vehicle, or repairing your owned or rented business property.