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You care for your patients as individuals—each deserves a unique plan, executed by the necessary specialists. At C&S Insurance we do the same for our clients, especially our clients in the post-acute healthcare space, where facilities are up against some of today’s serious, shared exposures, along with some very unique scenarios and risks.

We’d love to learn more about your operation… and show you our tailored approach to coverage and loss control.


Who We Serve


  • Assisted Living Facilities
  • Alzheimer and Memory Loss Facilities
  • Inpatient Rehabilitation Facilities
  • Skilled Nursing and Sub-acute Facilities
  • Home Health, Hospice or Outpatient Rehabilitation Agencies

We are proud members of the Massachusetts Senior Care Association.

Need urgent help with a claim? Contact us now.

Outside our regular business hours, press “9” when prompted, to reach our 24/7 call service or contact your carrier directly.

How We Help


There’s no shortage of coverage options when it comes to insurance for post-acute care facilities and agencies. But dedicated expertise in this complex niche is a lot harder to come by. At C&S, we’re equipped to provide you with more than just options (although we do have access to today’s smartest, most flexible programs). We bring knowledge and partnership, as well. Ask us how we can help you build on these baseline coverages, depending on your unique needs and risk profile:

  • General Liability (with optional enhancements like administrative actions and emergency evacuation defense coverage)
  • Professional Liability
  • Physical and Sexual Abuse with Bodily Injury and Mental Anguish included
  • Property Protection with Emergency Event
What We Do Differently
  • Provide Expert Risk Management
  • Guarantee Superior Claims Service
  • Deliver Competitive Rates, Thanks to Broader Market Access
Meet Our Partner
Eric McLaughlin, AAI
Partner & Executive Vice President
Eric McLaughlin brings considerable experience in commercial insurance to the C&S team, specializing in coverage needs and risk management for post-acute healthcare facilities, transportation including multi-state fleets, as well as cannabis-related businesses. His experience with captives and high-deductible programs is invaluable to our clients who want to take their risk management strategy to a higher level, and have more control over their total cost of risk. Eric works closely with his clients to understand their operations and unique risk profiles. He acts as a dedicated advisor and partner, ensuring that clients’ insurance programs continually evolve to address changes both internally and on an industry level. Outside of work, Eric enjoys spending time with friends and family. Born and raised in the Bay State, he is an ardent Boston sports fan. Eric resides in Marshfield with his wife and two children.
Learn More

We provide complete coverage for your post-acute care insurance needs so you can keep your mind on your business knowing you’re covered. You can speak with an agent about your coverage at any of the following locations:

Our Clients Say it Best

When we were looking for new insurance partners, we went out to bid with several companies.  After meeting with and vetting all parties, we decided to switch to C&S.  Our reasons were two-fold.  One driver was that we were able to achieve some significant savings in premium costs with C&S, while getting even more services from the contract.  Another was that we felt C&S (and Eric McLaughlin) was just the right fit for our organization. Often companies up-front sell you with promises such as “excellent service.”  However, many times, when you end up going with them based in part on those promises, you find they never quite materialize in the way the sales team described.  Eric and C&S have lived up to everything they represented to us, and more.  Eric’s attention to his clients is first class; he is extremely reachable and wiling to dive into anything you need with maximum effort and follow-through, and generally exceeds our expectations. C&S as a company has delivered on their promises, reduced our costs, maintained an active involvement in our business, and has stood by Sherrill House… We could not be happier with our decision to partner with C&S and Eric.

Patrick Stapleton
CEO Sherrill House

We are proud members of the Massachusetts Association of Residential Care Homes and Massachusetts Senior Care Association, committed to staying abreast of industry news, concerns, and regulations that affect your business.