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Looking for construction insurance in Massachusetts? With more than 60 years of experience in the construction sector, C & S Insurance is uniquely equipped to safeguard your business based on your specific needs.

Our construction practices group works closely with your team to develop a risk management solution that reduces costs associated with long-term loss and enhances your company’s productivity.


We work with many different Massachusetts contractors including:


  • Water/Sewer and Excavation Contractors
  • Commercial and Residential General Contractors
  • Cable, TV, Telephone and Power Line Contractors
  • Electrical Contractors
  • Roofing Contractors
  • Heating, Ventilation, and Air Conditioning Contractors
  • Plumbing Contractors
  • Gasoline Service Contractors
  • Renewable Energy Contractors
  • Geothermal Contractors
Need urgent help with a claim? Contact us now.

Outside our regular business hours, press “9” when prompted, to reach our 24/7 call service or contact your carrier directly.

C & S Insurance is the best choice for protection from the ground up!


Loss Prevention & Risk Management: Our construction practices group offers on-going risk management and loss prevention support, including training and communication programs.

Claims Management: Our insurance carriers offer fast, efficient, and fair resolution of claims. At C & S Insurance, it is our job to work directly with the policyholder during the claims process to ensure that we handle each claim in a timely fashion with a fair resolution.

Coverage: Our Massachusetts construction insurance programs offer responsive and creative solutions to YOUR specific business needs. The proper coverage is imperative, but C & S Insurance is aware that price matters too.

Competitive Premiums: At C & S Insurance, we believe the policyholder should understand how we calculate your premium and what steps were taken to lower the overall cost of the insurance program. The business model of our agency is to ensure each client receives a fair, equitable, and justifiable premium.

Service: The experienced team of 25 insurance professionals understands all the requirements of the construction industry. The leadership at C & S Insurance is actively involved inABC (Association of Building Contractors), UCANE (Utility Contractors Association of New England), NECRA (North East Roofing Contractors Association), and ASM (Association Subs of Massachusets.) We understand the industry and the challenges you face, which allows us to offer the best service possible to our clients in the construction sector.

We provide complete coverage for your construction insurance needs so you can keep your mind on your business knowing you’re covered. You can speak with an agent about your coverage at any of the following locations:

massachusetts insurance agency
Our Clients Say it Best

I have been involved in our insurance policy decisions for the past 30 years, so I have had a lot of experience dealing with various insurance agents. Many insurance companies approach us to try to get our business at renewal. When I first met Keith and Bob from C & S Insurance, I could tell right away that they “knew their insurance.” I felt confident that if they were our agents we would be in good hands. We are a rather large aggregate, site work and utility contractor. We made the decision to move our insurance to C & S, and we’re very pleased with the service they have provided for us. They are very responsive, attentive, and helpful. They’ve also proactively saved us money by better tailoring our policy. I would definitely recommend C & S Insurance to any company who was thinking of changing insurance agents.

Debbie Dutra
Treasurer, G. Lopes Construction Inc.