At eight months, your baby will begin to crawl. They’ll be able to pull themselves up at nine months, meaning counters are no longer out of reach. Twelve to fifteen months? Your child is walking. Since a third of child injuries happen at home, it’s important that you begin baby proofing your house – your […]
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An insurance deductible is the amount of money you have to pay from your own pocket before your insurance coverage kicks in. As you probably know, you have a home insurance deductible and several different car insurance deductibles (usually one for “collision” and one for “comprehensive” coverage; there is no deductible for the liability portion […]
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Flood insurance in Massachusetts isn’t quite as common as it is in Florida, Texas, or Louisiana, but our state actually ranks fifth, when it comes to percentage growth of new flood policies written each year. Roughly 65,000 Massachusetts families now have flood insurance policies. That equals flood insurance for every thirty-seven MA households. And the […]
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Do you have Building Ordinance Insurance a.k.a. Ordinance or Law Coverage for your property? If you’re not sure, it’s a good question to ask your Massachusetts insurance agency. Here’s why… Imagine a fire breaks out in your company building. Half of the building is destroyed. Your contractor informs you that repairing the structural and cosmetic […]
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We get it. Life is busy. Paying bills is a chore. Who has the time to go a step further, and actually compare their car insurance rates with other options? We do! And we’re always happy to help you shop around for better coverage. In fact, our team has access to a long list of […]
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Heat stress management should be an essential piece of your employee safety program. Unfortunately, with the warmer weather comes an increased risk for heat exhaustion, heat cramps, and heat stroke, especially among outside workers like construction crews, landscapers, arborists, etc. “Back of the house” restaurant employees may also be at greater risk this time of year. According to BLS data, […]
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Do I need umbrella insurance? You may be asking yourself – “If I already have personal liability coverage under my auto and homeowners policies, why would I need ANOTHER policy? Do I need umbrella insurance?” Great questions. Umbrella insurance, also known as personal excess liability insurance, acts like backup coverage for your home insurance and car insurance. Umbrella […]
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If you’re thinking about renting your home through a platform like Airbnb, HomeAway, or VRBO, you’re probably wondering how this decision will impact your home insurance. Would you be covered, for example, if a guest broke her leg on your stairs? Or if a pipe burst and destroyed your travelers’ expensive luggage? What if the […]
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If you’re not the world’s most tech-savvy business owner, you may have missed the boat on the HTTP versus HTTPS discussion. Don’t worry. We’re here to fill you in. Here’s what’s happening: What is HTTP? Hyper Text Transfer Protocol (HTTP) is the protocol through which data is sent from a person’s desktop or smart phone to the […]
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Summer is finally here! This means long, sunny days – the perfect time to slap a fresh coat of paint on the house or build that backyard patio you’ve always dreamed of. As your list of summer DIYs overflows, it’s easy to forget that these projects may affect your homeowners insurance. Here’s the scoop on […]
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NOTE: The new rule goes into affect on September 1, 2018. Massachusetts police have already begun pulling over commercial trucks and vans, alerting them to the newly revised guideline. If applicable trucks are not compliant by the first of September, you may be fined and/or forced to remove your commercial vehicle from the road. The official name for the […]
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Father’s Day is coming quickly! Still scrambling for Father’s Day gift ideas? We’ve got your back. Hit the town this week and browse through these local MA businesses to select the perfect present for dad. We love shopping local because it’s a fantastic way to support the community. It also makes for a more personalized […]
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Did you know that June is National Safety Month? Let’s aim to reduce accidents this month (and every month!) by practicing workplace safety, road safety, and safety at home. Here is a list of helpful summer safety links to prevent harmful incidents in all aspects of your life: Safety at home: Pool Safety Advice […]
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Looking for Tree Service Insurance? Ask about Our Specialty Program for Arborists! When arborists are in need of tree service insurance, the first place they go is probably to their local professional association—the Tree Care Industry Association (TCIA) or the Massachusetts Arborists’ Association, for those in the Bay State. These groups are a great source […]
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This past weekend, our agency came together to participate in the Southern New England Heart Walk. Our walk began in Providence, just in front of the State House, and we couldn’t have asked for a more perfect day! (Look how chipper we are, even at 8:00AM!) The American Heart Association hosts the event each year to help […]
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If you’re a parent of teenage kids, underage drinking is an issue that should be on your radar—especially during prom and graduation season, when most teens are given extra leeway to stay out late and socialize with friends. Last year we put together a list of graduation party ideas to help you manage the dangerous […]
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How well do you know the car seat laws in Massachusetts? Here’s a quick test to find out: True or false: kids don’t need a car seat or booster seat once they reach 47 inches in height? True or false: it makes good financial sense to shop for car seats at garage sales or second-hand […]
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How much car insurance do I need? Great question! The short and easy answer is: probably more than what you have right now… We’re not saying that just to drum up business. The fact is, too many drivers are lured into lowball car insurance quotes that are based on state minimums. And Massachusetts’ required minimum […]
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Do you know the cell phone driving laws in Massachusetts and New England? Since 2010, the region has had laws in place to discourage distracted driving and prevent collisions. But there are still too many drivers on the road who either don’t know the laws or don’t know the consequences of breaking them. In honor […]
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What is nanny insurance? While “nanny insurance” isn’t exactly a technical term, we assume the folks who search for info on Google are wondering about workers’ comp for nannies. Workers’ comp is a type of insurance that compensates injured workers for their medical expenses and/or wage replacement while they are unable to work. It can […]
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You may have heard the buzz about a new form of identification—the REAL ID—which will soon be required whenever you board a plane, including domestic flights (within the U.S.), beginning in October 2020. What do you need to know about these identification cards? How do they compare to your current MA driver’s license? We’ve summed […]
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If you’re searching online for “how much is home insurance?” you’re asking the wrong question… and possibly getting answers from the wrong places. Thank goodness you landed here! When it comes to pricing, home insurance can be bargain-basement cheap, but then again, so can a used car (the kind that breaks down every other month, […]
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Thinking of adding solar panels to your home this spring? You’re not alone… The groundhog just predicted another six weeks of winter, which is bad news for thousands of New Englanders who’ve already been hit by steep electric bills. According to projections from the state’s Department of Energy Resources (MassDOER), homes heated by electricity are […]
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Last month the Utility Contractors Association of New England (UCANE) recognized our very own Ben Cavallo, owner and principal of C&S Insurance, as a newly elected member of the organization’s 2018 Board of Directors. Cavallo, who has built a career in commercial insurance for contractors and loss control services, was nominated by fellow UCANE members due to […]
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Are you taking steps to prevent cyber attacks? It may seem like an overwhelming task, especially for families and small companies. But data breaches and cyber crime are too serious to ignore. Today’s criminals can hack into your personal or business data in any number of creepy ways—including phishing, spoofing, exploiting outdated software, and executing something called a “brute force” […]
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In the era of big data, company leaders routinely leverage numbers to fuel strategic growth and innovation. But the most important BI focus area may be flying under your radar… Are you using fleet safety data to control employee benefit costs? Optimize employee retention? Save money on your Massachusetts business insurance? If not, keep reading to […]
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Ice storms. Snow that falls in feet, not inches. Dangerous roads. Sub-zero windchill. Yep, it’s officially winter in New England. For long-time Massachusetts residents, winter weather safety may seem like common sense. But for those who are new to the area, for first-time homeowners, for seniors who live alone, or any others who just appreciate […]
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If you own a home-based business or you’re thinking of starting one, you’re in good company. According to SBA statistics, Americans own about 28.8 million small businesses—and half of them are at-home businesses. The most common types of home-based businesses include information, construction, and professional service firms. But today’s entrepreneurs are getting creative, turning some […]
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According to 2017 figures, the average cost of a wedding in Massachusetts is nearly $40,000. Meanwhile, thirteen percent of engagements—more than one in ten—don’t end in marriage, which adds up to lots of forfeited deposit checks. And changes of heart aren’t the only risks faced by engaged couples… Not even close. With so much at […]
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How to choose the best business insurance for your company? The following criteria are all important: Contractor insurance experience (years, if not decades, of protecting contractors) Industry affiliations (membership in local trade associations) Client references (from other companies like yours) Value-added services (loss control, audit prep, registry services, etc.) Good working “vibe” and business expertise […]
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After all the love and energy you’ve poured into making your craft brewery a success, the last thing you want to hear is what you’re missing, right? Sorry, but that’s our job… We wouldn’t be doing it well if we didn’t second-guess some of the brewery business plans that cross our desk. Because even though craft brewery […]
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Insurance folks get a bad rap for being boring. And yeah, okay, we do tend to get fired up about topics that don’t interest the average person (e.g. named, non-owner coverage endorsements). But our team of local insurance agents knows A LOT about the issues that affect your wallet. If any of these are on […]
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Did you know that 100,000 police-reported crashes each year are the result of drowsy driving? This adds up to an average of: 1,550 deaths 71,000 injuries $12 billion in financial losses In honor of Drowsy Driving Prevention Week, make sure you know how to prevent fatigue on the road. Step 1: Know the Stats Driving after […]
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Life brings us all sorts of surprises, good and bad. You may have received one recently when you opened up your renewed MA car insurance or MA home insurance policy… only to discover a higher price tag. Why did my insurance go up? you’re probably asking—especially if you didn’t file a claim in the past […]
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If you were one of the 1,500 people who showed up to the 5th annual Mansfield Touch-a-Truck on September 23rd, you can vouch that the event was a complete sensation! Sunny skies and warm breezes filled the atmosphere, making it the perfect day to spend quality time outside and inhale some fresh air. The Mansfield […]
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UPDATE: On July 30, 2018, OSHA issued a proposed rule that would remove a requirement from its 2016 electronic reporting rule for establishments with 250 or more employers to electronically submit information from forms 300 and 301. OSHA is not enforcing that requirement while its proposed rule is under consideration. The deadline for the public […]
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If you own a business and you haven’t thought about cyber insurance yet, consider this your wakeup call. Last month’s cyber attack on Equifax affected an estimated 143 million consumers. Scary as that is, it shouldn’t lead you to assume only big businesses are at risk. In recognition of National Cyber Security Awareness Month, we […]
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It’s beginning to look a lot like… snow? Yup, that’s right. Autumn snow is not unheard of in New England. You might remember the fall nor’easter of 2011, when Western Massachusetts saw more than a foot of wet snow, while Eastern residents struggled with icy roads, downed trees and power lines. So if you haven’t […]
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The 2018 hurricane season is nearing its peak. If you haven’t reviewed your insurance policies lately, now is a smart time to ask your agent about which coverages you have and which ones you don’t (e.g. flood insurance, maybe?). Meanwhile, bookmark this page, along with your insurance carrier’s claims department info, and print it to […]
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How much do you know about employee lawsuits? If you’re like most small business owners, the answer is probably: not much. Unfortunately, in today’s work environment, you are more likely to be sued by an employee than see your business burned in a fire. Kind of scary, right? This is why we’re urging all our […]
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The stories of loss coming out of Houston and the surrounding areas are heartbreaking. Sadly, Hurricane Harvey is not the only major loss event U.S. homeowners will experience this year. Every day, thousands of families lose their homes or the valuable possessions inside due to fires, burglary, or extreme weather. Having adequate home insurance (MA […]
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Takl ads are everywhere right now: on local sports radio, on TV, online. If you live in Massachusetts or Rhode Island, you may be wondering what is this new app called Takl? Basically, it’s billed as a platform that will help you “tackle” your to-do list—including minor home repairs, housekeeping, and lawn care jobs. Similar to TaskRabbit […]
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There are two universal truths of parenting: 1. Kids love trucks. 2. Parents can always use some help keeping little ones entertained. For these reasons, we’re very excited to be working with the Mansfield Women of Today (MWOT) on Mansfield’s fifth annual Touch-a-Truck event. MWOT does an incredible job gathering your kids’ favorite vehicles: fire […]
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Your bags are packed. Your “out of office” work email is set. You’ve even completed our road trip checklist, so you know your car is ready for the long haul. What are some other important things to do before vacation? Protect your home! Whether you live in a standalone house, a condo, or an apartment, […]
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Mass RMV locations across the state recently cut back their weekday hours. Most locations will now be open strictly from 9:00 to 5:00. A few will operate from 8:00 to 4:00. And at least three service centers will close for one hour in the middle of the day. (You should also keep in mind that specific services, like road […]
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Getting out the door for your family vacation is never easy. Along with packing and tying up loose ends at work, you probably have some major logistics to think about: hotel, flight, rental car, etc. At the last minute, people often ask us: do I need car rental insurance? The short answer is “probably not,” […]
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If you’re like 80 percent of Americans surveyed, your 2017 summer vacation will start and end in the car. That’s a ten percent increase over the number of families who journeyed on road trips last summer. And it’s all the more reason to take care of your vehicle before your next family getaway. Not sure […]
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There are plenty of reasons to cheer the growing success of craft breweries across New England. In a world of mass production, customers are beyond glad to finally know the people who brew their beer. Newfound access to fresh, surprising flavors is another obvious plus. Most important, the end product—let’s face it—is vastly superior. But […]
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Sending your son or daughter to campus this fall? Whether your child is living at school, commuting to college, taking a gap year, or starting her career, the following tips are useful for any parent with a newly independent child. Please give us a call (508.339.2951) if you have any questions! Renters Insurance for College […]
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We have THE BEST network of clients, partners, and friends. The proof? When we asked folks to help us raise money for the Southern New England Heart Walk, dozens of people raised their hands—offering donations from $5 to $250. Combined with our company’s own sponsorship of this event, the effort yielded more than $6,600, which […]
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Earlier this month we had the opportunity to support an important, local cause. Together with the Mass Nurses Association, the Massachusetts Nurses Foundation (MNF) works to promote scholarship and research in nursing. This year’s Rosemary Smith Memorial Golf Tournament was another successful effort—and we were lucky to be a part of it! Our fearless team […]
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May is Motorcycle Safety Awareness Month, which means bike owners and car owners should be thinking about their fellow motorists, and how everyone can stay safe on the roads. Statistics from the National Safety Council show that motorcycles are involved in a disproportionate number of collisions—accounting for 14% of all traffic fatalities and 88,000 injuries […]
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If you own a business that relies on part-time, seasonal employees, you probably employ some teenagers. By far, the vast majority of working teens are employed in leisure and hospitality roles: waitress, caterer, lifeguard, etc. Teens are frequently on the summer payroll in retail, construction, childcare, and other sectors, too. Are you preparing to grow […]
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Hurricane Sandy toppled more than 8,000 trees in New York City alone. For those of us who live in the New England suburbs, major wind events and thunderstorms are no less destructive. Mature trees tower over our homes and driveways. Limb breakage can destroy a roof, a car, or worse… Since many people ask us, […]
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Massachusetts college kids are already home for the summer. Soon, local high school students will be on vacation too, and many of them are looking for part-time work. You may have gotten a knock on the door or a flier in your mailbox, advertising cheap landscaping, painting, and handyman work. Thinking of hiring students or teens this […]
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Mother’s Day is less than two weeks away! Have you started shopping yet? If you want our advice, your best bet is to skip the mall, and shop local. Local businesses create gifts and experiences that are truly unique. They also take the time to learn about individual customer’s wants and needs, so even the […]
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Your son or daughter has just completed a major chapter in his/her academic career. Congratulations! No doubt your head is swirling with graduation party ideas: the cake, the decorations, school photos of your student from pre-K through today… There’s definitely a lot to plan. Unfortunately, too many social hosts forget to plan for the risks. […]
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Massachusetts business owners can’t afford to ignore the facts: cybercrime is on the rise. Every year hundreds of Bay State companies are the victims of cybercrime—including phishing scams, malware attacks, and ransom ware attacks. And although breaches at major banks and retailers receive the lion’s share of the news coverage, small businesses are by no means […]
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They say “April showers bring May flowers.” But they conveniently forget to mention the potential for water damage. Spring in New England is primetime for groundwater concerns, failing sump pumps, and—wait for it—wet basements. Is your home protected? Forty-four percent of Americans surveyed thought the answer was yes. And most of them were wrong, according […]
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There are a lot of ways to save money on insurance. Most drivers and homeowners can find at least one insurance discount that matches their situation. If you haven’t already done so, bundling your insurance—purchasing several of your policies through the same company—is a pretty universal savings opportunity. Here are four facts on consumers who […]
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When your auto insurance policy has an “accident forgiveness” endorsement, it means that your insurer will not raise your rate if you get into an accident. This is a big deal, since an at-fault car accident that injures someone could raise your rate by $400-$800 per year, according to industry sources. Drivers who get into […]
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For Massachusetts homeowners and business owners, the spring season ushers in a familiar list of chores: spring cleaning, landscaping, lawn care, painting, etc. But there’s one item all too often missing from this list, and it could be costing you more money with each passing day… That’s why this week –March 12 to March 18— […]
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The skies are about to look a lot brighter when you get home from work—thanks to Daylight Savings Time, which “springs” us ahead on March 12 this year. Before you capitalize on that extra sunlight for an evening stroll or a game of hoops, assemble your family for an even better activity: testing your smoke […]
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Car collisions are the leading cause of death among young people in America, accounting for more than one-third of all teen deaths. Other leading causes—suicide, gun violence, cancer—don’t come close, not even if you add them up together. Bottom line: teaching teens to drive has never been more important. And the traditional methods—practicing in a […]
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Recently we’ve received some calls about our Foxboro insurance location, which is (sadly) no longer there. Remember the Don Currivan Insurance Agency in Foxboro, Massachusetts? We merged with that operation a few years back. But maintaining three office locations didn’t make sense for us in the long term. Today, you can find us in Mansfield, […]
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Teen driving is no one’s favorite topic. In fact, according to a 2016 poll, parents worry about their kids behind the wheel more than any other issue—including drugs, alcohol, or academic performance. What can you do to support your teenage driver and keep your auto insurance rates in check? The following facts may help… 1. […]
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Think your renter’s and homeowner’s insurance policy will cover your engagement ring completely? Not so fast… Although most policies do cover the items inside your home, they are limited to a certain dollar value. They are also limited to specific types of loss events, like fires, floods, or burglaries. If your engagement ring is lost or broken under […]
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More than 17 million Americans were affected by identify theft in 2014. That’s roughly four times the number of home burglaries that occur each year. While most of us understand the risks and security solutions available for our homes, many people still don’t know the facts surrounding identity crime—or how to hedge against incidents of […]
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As of 2014, there were 24.4 million licensed drivers—age 70 or older—in the United States. That number represents 11 percent of the total driving public… and it’s on pace to grow. Luckily, senior drivers are actually the safest demographic on the road. Only 3 percent of all car crashes involve drivers age 75 and older […]
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We get a lot of calls about “Uber insurance,” or the kind of car insurance that Uber drivers should purchase. With so many Uber and Lyft drivers (thousands of them, according to some estimates), now offering transportation throughout Massachusetts, this is an important question—with a complex answer. In the following paragraphs we’ll review six of […]
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If you’re like most green business owners, the last thing you have the time or the inclination to do is compare insurance for landscapers. Even if you’re pretty unhappy with the service or rates you’re getting now, the prospect of change probably seems overwhelming. And the search for alternatives? Not exactly on the top of […]
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If you own a business in the commonwealth of Massachusetts, and you employ at least one person, you are legally required to secure workers’ compensation insurance. In fact, you’re required to display a Notice to Employees poster somewhere in your workplace, communicating the name and contact information of your workers’ comp insurance company. Your insurance policy must […]
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If you’re shopping the term “nurses’ insurance” you’re probably focusing on professional liability insurance for nursing professionals. But coverage for malpractice isn’t the only protection that deserves special attention from RNs, LPNs, and other healthcare workers. Auto insurance for nurses is also worth reviewing… Did you know, for example, that we offer an exclusive nurses’ insurance […]
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“Let’s review our insurance policy!” said no family, ever, in the second half of December. There’s simply too much going on right now—between the shopping, wrapping, baking, and socializing—to sit down and reevaluate your coverage. But lots of things can happen during the year that affect your eligibility for certain discounts… So why not add […]
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Coworkers. Drinking. After hours. What could possibly go wrong? Each year, countless social host liability suits emerge in the wake of office holiday parties. So before you and your team hit the karaoke bar, brush up on these key insurance considerations. What is host liquor liability? Host liquor liability refers to any bodily injury or […]
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Want to watch Monday night’s game against the Ravens at Gillette Stadium? Here’s your chance… We still need help gathering Toys for Tots and Goods for Troops! We’re counting on you to help us overflow these bins by December 12, 2016. And we think some healthy competition might kick-start collections. So if you come by our Mansfield […]
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Got big plans for your business in 2017? If you don’t have business interruption insurance already in place, you should put it at the top of your list. Here are a few reasons why: Most business owners have (or least know about) general liability insurance to protect their property. But only 37% are familiar with […]
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Most landscapers and arborists are well aware of their general liability or business owner insurance needs, securing coverage to protect against property damage or bodily injury. But insurance experts caution that too many green professionals are overlooking professional liability insurance, also known as errors and omissions (E&O) landscaping insurance, coverage. In doing so, they may […]
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Some of our all-time favorite Christmas movies feature holiday lighting mishaps: National Lampoon’s Christmas Vacation, Home Alone, etc. In reality, decorative lighting accidents are anything but funny. Annually, 150 home fires are the result of holiday lights. What’s more, according to the National Fire Protection Association (NFPA), nearly 10,000 Americans wind up the emergency room each […]
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The largest airbag recall in US history just got a whole lot bigger as the National Highway Traffic Safety Administration (NHTSA) adds another 35-40 million Takata airbags to the list. Though the specific vehicles included in the expansion have not yet been announced, the NHTSA will roll out its expansion in five phases, prioritizing high-risk […]
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From our partners at Arbella Insurance: Ride sharing services are trending up, and you may have even thought to yourself, “Hey, I’m a good driver and I could use some extra cash. Why not become a driver, too?” But beware! There are all kinds of pitfalls when it comes to insurance for these services. Sharing […]
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According to the National Fire Protection Association, fire pits caused nearly 3,700 grass and brush fires in 2012. Meanwhile, fire pits have become the most requested design feature in custom landscaping. Are you adding one to your backyard? Before you kick off a season of barbecues and outdoor parties, review these fire pit safety tips: […]
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C&S Insurance Agency and Arbella want you to keep yourself and others safe. The Summer concert season is right around the corner and Arbella partnered with LiveNation and Blue Bills Bank Pavillion to offer those who are the designated driver to be rewarded: I’ve heard of the Road Crew Program. What is it? Three years […]
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Gap coverage is a really smart type of insurance to have. And yet, many drivers don’t understand exactly what it’s for, or how to get it. If you’re in the market to buy a new or used car, here are a few things you should know: What Is Gap Coverage? If you get into an […]
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Disappearing deductible available through Arbella: There all kinds of magic tricks out there. Some magicians saw people in half, some pull a rabbit out of a hat, and some can escape impossible situations. But the best magicians can make things disappear in an instant. When it comes to the Disappearing Deductible reward, it’s not fancy […]
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From our partners at Arbella Insurance: It’s hard to believe that this time last year we were suffering through blizzard after blizzard. Despite some cold weather and a little snowfall here and there, this has been a much milder winter than 2015. You have El Niño to thank for that. What does El Nino even […]
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Our partners at Arbella agree that finding a local, independent insurance agent is the best way to secure the right coverage: Picture this: you just got in a fender bender and you need to call your agent. Do you want to speak to a call center in Cleveland, or do you want to speak to an […]
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From our partners at EMC Insurance: Three Strategies to Prevent Overexertion Injuries Overexertion injuries, typically known as sprains or strains, are a top cause of employee injury for petroleum marketers. It affects everyone from bulk plant employees loading barrels to convenience store workers carrying beverage dispensing supplies. And overexertion injuries aren’t cheap, averaging nearly $20,000* […]
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A video message about safety and distracted driving from our partners at Mapfre, see the link below! Ditch Distracted Driving
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From our partners at Mapfre Insurance: After a cold, dark winter most people look forward to the sights and sounds of the spring. But with the warmer months also comes the potential for heavy rains, which can lead to slippery driving and property damage. So what can a homeowner do to help avoid the […]
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From our partners at Safety: The Commonwealth of Massachusetts requires the use of seat belts for all operators and passengers riding in a private passenger motor vehicle. Infants and children under the age of 5 who weigh less than 40 pounds must ride in federally approved child safety seats. Beginning July 10, 2008, all children […]
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From our partners at Safety Insurance: You should carry adequate home liability insurance because lawsuits are almost as common as car accidents. Do you find that you struggle to resist the lure of a cheap price when presented with bids for contracted work? Unfortunately, the lowest bids often come from unlicensed and uninsured contractors such […]
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Uber and Lyft are two new car services that compete with the taxi business – in fact, many people no longer call for taxis, but for ubers. What Uber and Lyft drivers may not realize is, that even though they have their own personal auto insurance, it may NOT cover them if insurance is needed. All […]
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Our partners at Liberty Mutual spoke about the top concerns in the gas and oil industry: Ten years ago, using fracturing and horizontal drilling to extract oil and natural gas was hardly on the energy industry’s radar. Now these methods are well established, and they’re helping drive an increase in oil and gas production and […]
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C&S Insurance Agency is here to provide you with best possible condo and apartment insurance products for your real estate coverage needs. Since 1959, our team of insurance advisors have been specializing in real estate and commercial property insurance coverage. We offer a wide array of products to protect your real estate assets, eliminate coverage duplication, and […]
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Our partners at Arbella spoke about preventing the most common insurance claim: Like the weather, some things are unpredictable. There’s just no way to know when it’s going to rain so bad that your basement floods or when the next snow storm is so heavy that your porch collapses. However, there are a ton of things […]
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Finding an insurance agent that has the expertise and education when it comes to specializing in auto repair insurance might be hard to find. C&S Insurance Agency believes that ongoing education in these fields and partnering with associations to further our knowledge, will lead us to giving the best possible customer service we can give […]
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At Cavallo & Signoriello, we are a jack of all trades and a master of many. Ask us about our specialty insurance. We specialize in: artisan contractors, auto repair & service, condo & apartment complexes, construction, energy & power, landscapers, roofers, trash haulers, Massachusetts Nurses Association (MNA) or (MARN), manufacturing & distribution, and worker’s comp […]
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As an independent contractor, there are different kinds of insurance coverage’s that are a necessity in order to protect yourself and your business financially. These are top coverage considerations to consider: Errors and Omissions This kind of insurance is best for contractors who provide consulting and advice, such as accountants, financial planners, interior designers, and […]
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Many drivers aren’t aware that a moving violation will affect their auto insurance premiums. The premium increase varies greatly depending on the type of moving violation and the state in which it occurs. As stated by Property Casualty 360 Magazine, “Being caught for reckless driving in Hawaii could increase insurance rates for the driver up […]
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Do you find yourself on Google searching “cheap auto insurance in Massachusetts?” Wondering if you are getting the best deal? When searching for auto insurance, its best to work with an agent who can tell you if you’re getting the best deal, but also the best coverages. Every time the television is turned on, you […]
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Leslie Bodge, the branch manager at our Attleboro office, just earned her CISR Elite! Leslie passed nine courses to earn the CISR Elite Distinction which displays her commitment to education and dedication to the industry. Congratulations on your amazing achievement Leslie!
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This past weekend brought New England the coldest weather of the winter season so far. A large concern during this time of the year is frozen pipes. Frozen pipes can cause water pressure buildup between the ice blockage and the closed faucet at the end of a pipe. This pressure can lead to pipes bursting […]
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The Farmer’s Almanac predicted that starting in February we were in for a tough winter, so it’s not surprising that we’ve already had two pretty large snow storms. As many of us learned last year, if the conditions are right, an ice dam can practically form overnight. Buildup of snow on a roof can create dangerous ice dams […]
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Did you know that many registry services can be done online? In 2010 MassDOT’s Registry of Motor Vehicles introduced a new initiative that would eliminate the need to wait in line. Previously, EVERY transaction had to be done at the registry, but now customers can visit MassDOT’s Online Branch and do many of these transactions online. […]
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Last winter, many of us had to make a claim, whether it was for the home, the family car, or the business. Fortunately, it is now easier than ever to make a claim. C&S Insurance is more than happy to assist with processing a personal or business claim, or even answer any questions you may […]
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Last winter it felt like the snow was never going to end. In fact, according to the Insurance Information Institute, the homeowners’ insurance claims last year more than doubled the average than in the past 20 years. Repairing any damage from recent winter weather and taking a few precautions will help you avoid having to […]
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We are seeking a highly motivated and experienced full time Personal Lines Account Manager here at our Mansfield office. If interested, please send your resume to the link below: Join Our Team
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Making payments on your insurance bill has never been easier! Payments can be easily made online through many of our valued carriers. In order to simplify this, we set up an easy step by step process that will get your insurance paid so you do not have to worry about missing or being late on […]
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After a quarter of a century, OSHA fines will be increasing under a provision signed by a congressional budget deal. The Federal Civil Penalties Inflation Adjustment Act of 1990 exempted OSHA from increasing penalties to account for inflation. On November 2nd, President Barack Obama signed into law a new budget that contains an amendment […]
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A special thanks to Redi-Mix Services for partnering with us. We couldn’t be more excited about the ad.
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Are you an experienced insurance agent looking for a job? Look no further! You’ve come to the right place! Become part of the C & S Insurance agency team! At C & S Insurance, we are always looking for bright new talent to add to our agency. If you are interested in a career with […]
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Some people assume they do not need insurance for their place of residence simply because they rent instead of own. Don’t be one of those people. Basically, renters insurance acts as a homeowners insurance policy for those who rent instead of own property. Whether you live in a condo, apartment, house, or a duplex, renters insurance can […]
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Question: When was the first life insurance policy issued? Answer: In 1759, the first life insurance policy was issued in the United States of America. The company that issued this policy was the “Corporation for the Relief of Poor and Distressed Presbyterian Ministers and of the Poor and Distressed Widows and Children Presbyterian Ministers.” In […]
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If you were in an auto accident, would you know what to do? For many people, the course of action after a collision is very puzzling. Here’s a few tips to help you out: Step 1: Turn on your hazard lights as soon as the auto accident occurs. Move your vehicle if possible. This can prevent […]
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You may not be able to control the weather, but you can control how prepared you are for it – follow these helpful tips on how to prepare for a storm to keep you, your family, and your property safe this storm season: Step 1: Bring in lightweight objects Anchor securely or bring indoors […]
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With hurricane season upon us, the National Oceanic and Atmospheric Administration shares these five myths about hurricane’s that people need to know aren’t mythical. 1. The area is under evacuation order but the weather looks great right now, so people should wait until the weather gets bad before they evacuate. This can be one of […]
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Wondering about homeowner savings? We’re here to help. 1. Shop Around As it sounds, it is best to look at several different insurance companies to find competitive prices. A good way to do this is to find an insurance agent to do the shopping for you. 2. Senior Discounts If you are 55 or older […]
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The fact of the matter is that the majority of all Americans have homeowners insurance in order to keep themselves protected against anything from an accident to a burglary.
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Cavallo & Signoriello Insurance Agency was recently named the top insurance agency in the region by the readers of the Sun Chronicle. It is our 8th consecutive year winning! Thank you for voting for us!
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You don’t need an insurance policy. You need a personal insurance agent. Why? An agent will take the time to learn your personal needs and identify risks. We want to make sure that your insurance actually protects you. Cavallo and Signoriello Insurance in Mansfield, Massachussetts is an independent insurance agency dedicated to finding you the […]
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No one is more aware of how expensive college is than the parents of teens who are headed off to university. If you are one of those parents, C&S Insurance wants to help you save some money where you can. While we have discussed tips for parents before (such as by switching your child to a part […]
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Buying or Leasing a New Car The other day at C & S Insurance Agency, we had a new customer come in to the office to register their new car. They told us that the car dealership had offered them gap insurance for $595. We told them that we can offer it for just […]
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If the wildfires in the West have taught us anything it is how dangerous and disruptive fires can be. Not only do they affect people’s homes, but they can destroy people’s businesses as well. Don’t be the next person to file a business insurance claim due to a fire. Check out these tips on how […]
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With all this warm weather, it’s hard not to think of cooking outdoors and enjoying the company of family and friends! But, before you fire up the grill this summer remember to follow these helpful BBQ safety tips, so that you can help prevent one of the 2,000 barbeque’s fires that damage homes each year: Make sure […]
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Insurance is important for any business; there is no doubt about that. However, it is not the kind of coverage a business owner should rush through purchasing. Buying business insurance is a complicated process and you want to make sure you have an insurance agent who will take the time to ensure that you have all of […]
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Gas prices are once again the topic of debate and as they grow higher and higher, more people are switching to hybrid and electric cars. However, even though these cars are better on gas and will save you at the pump each time you fill up, they are especially pricey from the beginning. Therefore, our […]
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In Massachuetts, the top 5 most common claims are listed below: 1. Water Damage 2. Wind Damage 3. Physical Damage 4. Theft/Burglary 5. Freezing Water (including bursting pipes) (Information obtained from the Allstate Common and Costly Claims)
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Refer your friends to Cavallo and Signoriello Insurance Agency for your chance to win Sox tickets! For every referral, with email and phone contact information provided, you and your referral will be entered into a drawing for Boston Red Sox tickets! The winner of this drawing will receive two tickets to a game this […]
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With the intense athleticism, endurance, and dedication that is the heart of the Olympics, there is nothing more rewarding to participants than being able to stand on the podium, hear their national anthem, and have that medal placed around their neck. These medals mean so much, not only in physical value, but in emotional value; the […]
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I know what you’rethinking- you need safety instructions involving your laptop?! Well, we aren’t being crazy! Many consumers do not know how dangerous, and how much of a fire hazard, these personal computers are. With the number of laptops versus desktop computers in consumers’ homes today, people need to be aware of how to practice […]
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At this time of the year black ice is a serious driving hazard and therefore a concern to all who get behind the driver’s wheel. This is why we at C&S Insurance have some tips for how to deal with this unfortunate winter side effect so that you don’t hurt yourself, someone else, or have […]
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