Topic: Personal

  • homeowners insurance oil tank leak

    Oil Tank Insurance: Are You Covered?

    Written by Hank Estabrook, CIC

    If you have an oil tank in your house or on your property, it’s most likely not covered by your home insurance. If there is a spill or a leak, it can be extremely costly to fix, especially if environmental cleanup is needed. For a real-world example of just how costly an oil spill or […]

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  • Telematics Auto Insurance: Save Money and Drive Safe

    Written by Chuck Quealy

    Car insurance may not be at the top of your mind when you start your morning commute, but safety should be. Creating safe driving habits is important, especially with new or teen drivers. Distracted driving is a serious problem, and was responsible for 3,132 deaths in 2020. To help reduce distracted driving, insurance carriers are […]

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  • Insurance for Snowbirds, Living Half the Year Down South

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    Every year, hundreds of Massachusetts residents purchase property in the Southern states. For some, it’s a retirement home. For others, a source of rental income in the meantime. If buyers also happen to keep a first home in the Bay State—splitting time between New England’s mild summers and Florida’s mild winters—we refer to them as […]

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  • agent advising family about insurance quote before buying house

    Looking for an insurance quote before buying a house?

    Written by Paul West, PRMA

    If you’re looking for an insurance quote before buying a house, bravo!—your instincts are, well… half right. Insurance can potentially be a major factor in the home you choose to buy. For first-time home buyers, in particular—a group who represented 35% of all home sales during 2020’s peak season—knowledge is power. But comparing different dollar […]

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  • catalytic converter theft can be covered by ma car insurance

    Catalytic Converter Theft in Massachusetts: How to Protect Your Vehicles

    Written by Laura Inglis, CRIS

    Right now there’s a part of your car that may be worth more than your wedding ring.  It’s your catalytic converter. And unfortunately, thieves have their eye on it. Converter theft is a global problem, but lately it’s occurring in our own backyard, all throughout Massachusetts. Recent reports cite a rash of converter thefts in […]

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  • luxury boston condo has unique insurance needs

    Have You Outgrown Mass-Market Insurance?

    Written by Paul West, PRMA

    In most aspects of your financial life, you’re probably very selective about the partners you choose. Your wealth advisor, for example. Your accountant. Your estate lawyer. You spend a good deal of time vetting these professionals based on their experience, education, and recommendations from trusted friends. But what about your insurance agent? How well do […]

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  • car insurance shopping advice

    Best Car Insurance Rates: Advice for Massachusetts Drivers

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    More than half of surveyed car insurance buyers (52%) said they had imminent plans to either reduce their auto coverage or shop for a new carrier, according to a 2020 J.D. Power survey. It’s a statistic that underscores the tough financial year many people have had. But it also highlights a key debate about shopping […]

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  • insurance for personal cyber attacks

    Personal Cyber Insurance: Massachusetts Consumers Take Note

    Written by Paul West, PRMA

    Personal cyber insurance is an increasingly common endorsement that Massachusetts consumers are adding to their home or renter’s insurance policies. Much like the cyber insurance that exists for businesses, personal cyber policies are designed to protect individuals and their families. We hear from people who tell us they don’t need this coverage because they don’t […]

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  • foundation damage earthquake in massachusetts

    Earthquake Insurance in Massachusetts

    Written by Paul West, PRMA

    Is there such a thing as earthquake insurance in Massachusetts? Up until November 2020, you may have doubted the need for this coverage—often available as an endorsement on an MA home insurance policy or commercial property/business owner’s policy. But the coverage is indeed very real and often worth looking into. Here’s a closer look at […]

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  • insurance for dog owners in Massachusetts

    Dog Bite Insurance for Massachusetts Dog Owners

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    Dog bite insurance claims are increasingly common. Nationwide, claims numbered nearly 17,800 in 2019. The average cost of a dog bite claim is increasing, too—especially as the price of medical care rises, and as juries award larger settlements to injured plaintiffs. In 2019, the average cost of a dog bite insurance claim totaled $45,000. What […]

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