Category: Personal

  • The Next Hurricane: Your Path to Preparedness

    The 2020 hurricane season is now underway, with experts predicting “above normal” activity in the Atlantic. If you haven’t reviewed your insurance policies lately, now is a smart time to ask your agent about which coverages you have and which ones you don’t. Common gaps to discuss: Flood Insurance in Massachusetts Sewer Backup Coverage Building […]

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  • home insurance discounts can equal significant savings

    Home Insurance Discounts for Minor Home improvements

    Some home insurance discounts are pretty widely known. For example, you probably already know you can save money if you bundle your insurance (purchasing home, auto, and umbrella coverage through the same carrier). Paying your annual premium in full, at the beginning of your term; paying via automatic withdrawal; or opting into paperless billing (i.e. […]

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  • Chuck Quealy Joins C&S Insurance as Agency’s COO

    Written by Liz O’Neill

    Everyone is hungry for a bit of good news this spring, so our latest hire couldn’t have come at a better time. (Discounting the wild rainstorm that knocked out our server on his first day.) C&S Insurance is thrilled to announce the newest member of our team: Chuck Quealy, COO. Yesterday we sat down with […]

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  • C&S Insurance Welcomes Kelly Trabulsie as Agency Controller

    Written by Liz O’Neill

    Spring means growth, and for our ever-expanding agency that’s as true inside the office as it is outside. So let’s have a virtual round of applause for another new addition to our incredible team: Kelly Trabulsie, Controller. While Kelly is joining C&S at an unusual time (with most of us working from home temporarily), we […]

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  • economic impact payments for Americans affected by coronavirus

    Coronavirus Payments: Be Wary of Scams

    With many Americans looking forward to receiving coronavirus payments during a difficult financial time, the IRS is now warning of fraudulent phone calls and emails related to these funds. Scams are on the rise. Read the following FAQs to help protect yourself, your friends, and family–especially any senior citizens in your life. Meanwhile, some financial […]

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  • people in line

    Is the RMV Open? COVID-19 Response in Massachusetts

    Is the RMV open in Massachusetts? Yes, but with limited access. As our Bay State businesses begin to reopen, state officials are still encouraging MA drivers to stay away from RMVs, if possible. The registry is emphasizing that most transactions can either be completed online, or postponed while social distancing guidelines are still in place. […]

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  • geese crossing street in front of massachusetts driver

    Driving Record Points in Massachusetts

    What are driving record points in Massachusetts? Driving record points (a.k.a. “insurance points” or “surcharge points”) are designed to punish or reward you, based on how safely you drive. In Massachusetts, the point system is known as the Safe Driver Insurance Plan (SDIP). So, you might also see the term “SDIP points.” Each time you […]

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  • Do I Need an Insurance Agent?

    Do I need an insurance agent? Why?? If you’re young enough that you can’t remember a world without the Internet, you’ve probably asked these questions at one time or another. Similarly, you may have wondered: Why does anyone need a travel agent? Or a piano teacher? Or a book store? Everything they offer can be […]

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  • apartment tenant with her dog needs renters insurance

    Renters Insurance with a Dog? Yes and Yes.

    Written by Lucy Murphy, CISR

    Can you buy renters insurance with a dog in your apartment? Yes you can, and yes you should. Here’s why: Dog bites cause over 800,000 serious injuries in the U.S. every year. Even if the bite victim was teasing or provoking your dog, you, as the owner, may be held liable (see below). Securing renters […]

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  • using cell phone while driving against law

    Cell Phone Driving Laws in Massachusetts

    Do you know the cell phone driving laws in Massachusetts? If you haven’t been following the news, you may need a refresh. Because the rules just changed… Effective February 23, 2020, Massachusetts’ new hands-free law makes it illegal for drivers (and bicycle operators) to hold any electronic device while driving, even if the vehicle is […]

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