Topic: Personal

  • What Types of Insurance Do I Really Need?

    Depending on your stage of life, where you live, and your career path, your insurance needs will vary. Insurance policies serve as crucial safeguards against potentially devastating financial losses—protecting you, your family, and even your business. But with so many options—home, auto, business, and beyond—navigating the insurance world can feel overwhelming. That’s where the independent […]

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  • Understanding Usage-Based Auto Insurance: Is It Right for You?

    Written by Laura Inglis, CRIS

    If you’re looking for ways to save money on your car insurance, you may come across an option called usage-based auto insurance (UBI). This type of policy calculates your rate based on your driving habits, meaning safe drivers can often unlock discounts they wouldn’t receive through traditional auto insurance. But what exactly is UBI, and […]

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  • Important Things to Consider When Buying Homeowners Insurance

    There’s no doubt that home insurance prices are increasing. But you might still see familiar prices when shopping around, and this is because many insurance companies are limiting what their policies cover and implementing exclusions to keep costs low and competitive, to retain existing customers, and attract new ones. This means that things you might […]

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  • Parking Lot Accident: Now What?

    Written by Laura Inglis, CRIS

    Parking lots are one of the most common places where car accidents happen. Whether it’s a minor fender bender or finding a dent on your car after returning from a shopping trip, these accidents can be frustrating and overwhelming. However, knowing what steps to take after a parking lot car accident can make a big […]

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  • roofers installing a new roof on residential home. weatherlock material and brown asphalt roofing shingles

    How to Get Homeowners Insurance to Cover Roof Replacement Costs

    Written by Laura Inglis, CRIS

    Homeowners insurance plays a vital role in protecting your home, particularly when it comes to roof damage — one of the most significant threats to your property. A compromised roof can lead to costly repairs, structural issues, and even further damage if left unaddressed. While insurance can help offset these expenses, getting insurance to pay […]

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  • How to Cancel Car Insurance—And When You Should

    Whether you’re selling your vehicle or getting married, you might wonder whether you should cancel your car insurance. However, this isn’t a decision that should be made lightly. While there are some situations in which canceling your car insurance is appropriate, in many cases, you should consider alternative options, such as waiting to cancel until […]

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  • How to Protect Your Home from Ice Dams

    If you live in a cold climate, there are lots of winter weather hazards to look out for this season—black ice, frozen pipes, dead car batteries, and more. One hazard you may not have heard of before is ice dams—but they could be a problem in your home if you lack proper insulation. In this […]

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  • Finding the Perfect Match: Benefits of Working with an Independent Insurance Agent

    Buying insurance isn’t simple—it’s not as easy as clicking a link or swiping a credit card. In today’s digital age, we might be used to making decisions from the comfort of our homes—and our smartphones—but when it comes to insurance, the decision shouldn’t be made so quickly and without thorough consideration of all available options. […]

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  • The Benefits of Bundling Auto Insurance with Other Policies

    You probably already know how important it is to have a variety of types of insurance—if not, check out our article on the four types of insurance everyone should purchase. Auto insurance, home insurance, umbrella insurance, and renters’ insurance may be crucial, depending on the individual—but the question remains: should you purchase multiple types of […]

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  • How to Insure Your Engagement Ring

    With engagement season in full swing, countless couples celebrate their love with stunning symbols of commitment. If you’re one of the lucky ones who recently got engaged, congratulations! As you bask in the glow of this significant milestone, it’s crucial to think about how you’ll protect this treasured piece of jewelry. Insuring your engagement ring […]

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