With more than 60 years of experience in the construction sector, C&S offers both bonding and insurance programs to Massachusetts contractors of all sizes.

We are proud members of the Associated Subcontractors of Massachusetts (ASM), Associated Builders & Contractors (ABC) and the Utility Contractors Association of New England (UCANE). Our MA contractor insurance program is a unique risk management solution for companies in the following classes of business:

• Water/Sewer and Excavation Contractors
• Commercial and Residential General Contractors
• Cable, TV, Telephone and Power Line Contractors
• Electrical Contractors
• Heating, Ventilation, and Air Conditioning (HVAC) Contractors
• Plumbing Contractors
• Gasoline Service Contractors
• Renewable Energy Contractors

What Differentiates C&S Insurance from the Competition?

Each of our construction clients is assigned a single account manager to work on their account. It is our service model to get to know you and your business so we can develop a comprehensive risk management plan best suited for your Massachusetts construction business.

Loss Prevention & Risk Management: Ongoing Risk Management and Loss Prevention support including training and communication programs.

Coverage: Our programs offer responsive and creative solutions to YOUR specific needs. While price is important, proper coverage is imperative.

Competitive Premiums: We believe that each client deserves fair, equitable, and justifiable premiums. The policyholder should understand how we calculated the premium and the necessary steps to lower the overall cost of the insurance program.

Claims Management: Our carriers offer fast, efficient, and fair resolution of claims. Our job is to work directly with the policyholder during the claims process and ensure that each and every claim is handled fairly.

Our construction team is primarily focused on MA contractor insurance, helping a wide variety of companies with their coverage and loss control needs. We’re invested in understanding the business trends and challenges that affect our clients, not just the insurance marketplace.C&S Insurance is actively involved in both ABC (Association of Building Contractors) and UCANE (Utility Contractors Association of New England), and we sit on both their Safety and Government Affairs committees.