Fine Arts Insurance

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There are many reasons to collect fine arts and historical objects. You may want to preserve the past for future generations or celebrate community and culture. It could be to honor emotional or familial connections. You could even consider it an important financial investment.

No matter the reason, it’s important to understand that most home insurance policies do not adequately cover fine arts and antiques.

How Do Insurers Value Art for Coverage Purposes?

Insurance for fine art is dependent upon the appraisal of the piece, which may be related to its purchase price, the price at auction, or declared value. We work with partners who offer liberal appraisal requirements. In fact, many partner carriers may only require appraisals for items in excess of $100,000.

Senior man putting up a painting on the wall at his home

C&S Insurance: Your Trusted Partner for Fine Art Insurance

At C&S, our agents are always available. We pride ourselves on getting to know every customer and their coverage needs. Our agents have contact with high-end insurance carriers who can provide custom fine art insurance coverage options. These insurance policies often come with the advantages of a zero deductible and worldwide coverage for both heirloom and newly purchased items.

At C&S Insurance, we understand why fine art is often considered “priceless” and the importance of protecting these one-of-a-kind pieces. Our talented, dedicated team of experts are ready to answer your questions and help you find the best coverage possible.