Category: Insurance Tips

  • water damage in home needs insurance payment

    How to Get Insurance to Pay for Water Damage

    Written by Paul West, PRMA

    You come home from vacation to find a small pond has materialized in your basement. Something in the house has leaked, overflowed, or exploded. Your first reaction? Panic. Your second: How to get insurance to pay for water damage? Take a breath and skip the panic. The following steps are designed to help. How to […]

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  • sparklers are considered fireworks and are illegal in MA

    Massachusetts Fireworks Law and Your Home Insurance

    Written by Donna Craven, CPL

    The Massachusetts fireworks law is pretty simple: if you don’t have a professional license, it’s illegal to use them. It’s also illegal to sell fireworks or have fireworks in your possession (even if you purchased them legally in another state). What’s included in Massachusetts’ definition of “fireworks?” Anything explosive/combustible that gives off a visual or […]

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  • odometer shows miles driven

    Pay Per Mile Car Insurance: The Good, the Bad, and the Unknown

    Pay per mile car insurance is a hot-button issue right now. After all, during the COVID-19 pandemic, most people are driving significantly less than they did before. Auto insurance companies have acknowledged this fact by offering a one-time discount off your premium for fewer miles driven in April, May, and now June… But what if […]

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  • preventing christmas tree fires

    Christmas Tree Fires: Statistics & Prevention Tips

    Written by Lucy Murphy, CISR

    Shopping, baking, decorating: with all the things you’re doing this time of year, taking extra time out for safety can seem like a tall order. But there are several basic precautions—like checking your cords and watering your tree every day—that can mean the difference between a happy holiday and a dangerous disaster. Here are the […]

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  • Baby Proofing Your Home

    At eight months, your baby will begin to crawl. They’ll be able to pull themselves up at nine months, meaning counters are no longer out of reach. Twelve to fifteen months? Your child is walking.   Since a third of child injuries happen at home, it’s important that you begin baby proofing your house – your […]

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  • 7 Things to Do Before Vacation (to Protect Your Home)

    Your bags are packed. Your “out of office” work email is set. You’ve even completed our road trip checklist, so you know your car is ready for the long haul. What are some other important things to do before vacation? Protect your home! Whether you live in a standalone house, a condo, or an apartment, […]

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  • 6 Holiday Lighting Safety Tips

    Written by Lucy Murphy, CISR

    Some of our all-time favorite Christmas movies feature holiday lighting mishaps: National Lampoon’s Christmas Vacation, Home Alone, etc. In reality, decorative lighting accidents are anything but funny. Annually, 150 home fires are the result of holiday lights. What’s more, according to the National Fire Protection Association (NFPA), nearly 10,000 Americans wind up the emergency room each […]

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