-
Oil Tank Insurance: Are You Covered?
If you have an oil tank in your house or on your property, it’s most likely not covered by your home insurance. If there is a spill or a leak, it can be extremely costly to fix, especially if environmental cleanup is needed. For a real-world example of just how costly an oil spill or […]
Read More -
Telematics Auto Insurance: Save Money and Drive Safe
Car insurance may not be at the top of your mind when you start your morning commute, but safety should be. Creating safe driving habits is important, especially with new or teen drivers. Distracted driving is a serious problem, and was responsible for 3,132 deaths in 2020. To help reduce distracted driving, insurance carriers are […]
Read More -
Insurance for Snowbirds, Living Half the Year Down South
Every year, hundreds of Massachusetts residents purchase property in the Southern states. For some, it’s a retirement home. For others, a source of rental income in the meantime. If buyers also happen to keep a first home in the Bay State—splitting time between New England’s mild summers and Florida’s mild winters—we refer to them as […]
Read More -
Best Car Insurance Rates: Advice for Massachusetts Drivers
More than half of surveyed car insurance buyers (52%) said they had imminent plans to either reduce their auto coverage or shop for a new carrier, according to a 2020 J.D. Power survey. It’s a statistic that underscores the tough financial year many people have had. But it also highlights a key debate about shopping […]
Read More -
Personal Cyber Insurance: Massachusetts Consumers Take Note
Personal cyber insurance is an increasingly common endorsement that Massachusetts consumers are adding to their home or renter’s insurance policies. Much like the cyber insurance that exists for businesses, personal cyber policies are designed to protect individuals and their families. We hear from people who tell us they don’t need this coverage because they don’t […]
Read More -
How to Get Insurance to Pay for Water Damage
You come home from vacation to find a small pond has materialized in your basement. Something in the house has leaked, overflowed, or exploded. Your first reaction? Panic. Your second: How to get insurance to pay for water damage? Take a breath and skip the panic. The following steps are designed to help. How to […]
Read More -
Massachusetts Fireworks Law and Your Home Insurance
The Massachusetts fireworks law is pretty simple: if you don’t have a professional license, it’s illegal to use them. It’s also illegal to sell fireworks or have fireworks in your possession (even if you purchased them legally in another state). What’s included in Massachusetts’ definition of “fireworks?” Anything explosive/combustible that gives off a visual or […]
Read More -
Pay Per Mile Car Insurance: The Good, the Bad, and the Unknown
Pay per mile car insurance is a hot-button issue right now. After all, during the COVID-19 pandemic, most people are driving significantly less than they did before. Auto insurance companies have acknowledged this fact by offering a one-time discount off your premium for fewer miles driven in April, May, and now June… But what if […]
Read More -
Christmas Tree Fires: Statistics & Prevention Tips
Christmas Tree Fire Safety Statistics you need to know & prevention tips to keep you and your family safe Shopping, baking, decorating: With all the things you’re doing this time of year, taking extra time out for safety can seem like a tall order. But there are several basic precautions — like checking your cords […]
Read More -
Baby Proofing Your Home
At eight months, your baby will begin to crawl. They’ll be able to pull themselves up at nine months, meaning counters are no longer out of reach. Twelve to fifteen months? Your child is walking. Since a third of child injuries happen at home, it’s important that you begin baby proofing your house – your […]
Read More
