Topic: Insurance Tips

  • homeowners insurance oil tank leak

    Oil Tank Insurance: Are You Covered?

    Written by Hank Estabrook, CIC

    If you have an oil tank in your house or on your property, it’s most likely not covered by your home insurance. If there is a spill or a leak, it can be extremely costly to fix, especially if environmental cleanup is needed. For a real-world example of just how costly an oil spill or […]

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  • Telematics Auto Insurance: Save Money and Drive Safe

    Written by Chuck Quealy

    Car insurance may not be at the top of your mind when you start your morning commute, but safety should be. Creating safe driving habits is important, especially with new or teen drivers. Distracted driving is a serious problem, and was responsible for 3,132 deaths in 2020. To help reduce distracted driving, insurance carriers are […]

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  • Insurance for Snowbirds, Living Half the Year Down South

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    Every year, hundreds of Massachusetts residents purchase property in the Southern states. For some, it’s a retirement home. For others, a source of rental income in the meantime. If buyers also happen to keep a first home in the Bay State—splitting time between New England’s mild summers and Florida’s mild winters—we refer to them as […]

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  • car insurance shopping advice

    Best Car Insurance Rates: Advice for Massachusetts Drivers

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    More than half of surveyed car insurance buyers (52%) said they had imminent plans to either reduce their auto coverage or shop for a new carrier, according to a 2020 J.D. Power survey. It’s a statistic that underscores the tough financial year many people have had. But it also highlights a key debate about shopping […]

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  • insurance for personal cyber attacks

    Personal Cyber Insurance: Massachusetts Consumers Take Note

    Written by Paul West, PRMA

    Personal cyber insurance is an increasingly common endorsement that Massachusetts consumers are adding to their home or renter’s insurance policies. Much like the cyber insurance that exists for businesses, personal cyber policies are designed to protect individuals and their families. We hear from people who tell us they don’t need this coverage because they don’t […]

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  • water damage in home needs insurance payment

    How to Get Insurance to Pay for Water Damage

    Written by Paul West, PRMA

    You come home from vacation to find a small pond has materialized in your basement. Something in the house has leaked, overflowed, or exploded. Your first reaction? Panic. Your second: How to get insurance to pay for water damage? Take a breath and skip the panic. The following steps are designed to help. How to […]

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  • sparklers are considered fireworks and are illegal in MA

    Massachusetts Fireworks Law and Your Home Insurance

    Written by Donna Craven, CPL

    The Massachusetts fireworks law is pretty simple: if you don’t have a professional license, it’s illegal to use them. It’s also illegal to sell fireworks or have fireworks in your possession (even if you purchased them legally in another state). What’s included in Massachusetts’ definition of “fireworks?” Anything explosive/combustible that gives off a visual or […]

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  • odometer shows miles driven

    Pay Per Mile Car Insurance: The Good, the Bad, and the Unknown

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    Pay per mile car insurance is a hot-button issue right now. After all, during the COVID-19 pandemic, most people are driving significantly less than they did before. Auto insurance companies have acknowledged this fact by offering a one-time discount off your premium for fewer miles driven in April, May, and now June… But what if […]

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  • preventing christmas tree fires

    Christmas Tree Fires: Statistics & Prevention Tips

    Written by Lucy Murphy, CISR

    Christmas Tree Fire Safety Statistics you need to know & prevention tips to keep you and your family safe Shopping, baking, decorating: With all the things you’re doing this time of year, taking extra time out for safety can seem like a tall order. But there are several basic precautions — like checking your cords […]

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  • Baby Proofing Your Home

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    At eight months, your baby will begin to crawl. They’ll be able to pull themselves up at nine months, meaning counters are no longer out of reach. Twelve to fifteen months? Your child is walking.   Since a third of child injuries happen at home, it’s important that you begin baby proofing your house – your […]

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