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Holiday Safety Gifts: Protect Your Home, Family, and Wallet This Season
Looking for a holiday gift for the whole family? Stumped on what to get your parents? While toys, games, and wool socks are always solid choices, you may be ready to step away from traditional consumerism and give your loved ones something they’ll genuinely use. Fire blankets and solar generators might not be as flashy […]
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Need to Make an Insurance Claim During the Holidays? 8 Tips for Filing
The holidays may be the most wonderful time of the year, but with increased travel, shopping, decorating, and winter weather, the risks to your health, car, and property also increase. If you find yourself needing to file insurance claims during the holidays, it’s important to understand what to expect and how to navigate the process […]
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Top 6 Winter Driving Risks — and How Your Auto Policy Responds
Driving in the winter can be challenging, even for those used to snow, slush, and ice. Nearly 1 in 4 weather-related crashes occur during winter conditions, and icy roads alone contribute to more than 150,000 accidents every year. To help you stay safe on the roads, avoid common claims, and keep your auto insurance rates […]
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What Is a Deductible? And How Do You Pick the Right One for Home and Auto Insurance?
If you’re shopping for a new homeowners or auto insurance policy, you’ve probably come across the term “insurance deductibles” more than once. But what does it actually mean—and how does it affect the price you pay for your coverage? An insurance deductible is the amount subtracted (or deducted) from your payout when you file a […]
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End-of-Year Insurance Checklist: Policy Reviews, Beneficiary Updates, Coverage Adjustments
As the holiday season begins, you’re probably not thinking about your insurance—but reviewing your policies should be part of your end-of-year insurance checklist. As the year winds down, it’s important to make sure your coverage still aligns with your needs and reflects any major life changes, new purchases, or upcoming plans. This guide from the […]
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Why You Shouldn’t Let Your Auto Policy Lapse…Even Temporarily
When your budget is tight, car insurance might seem like an expense you can put on the back burner, but an auto insurance lapse can trigger unexpected costs and serious legal consequences. Maybe you’ve made all your payments on time but forgot to renew your policy before it expired—or you switched insurers but didn’t time […]
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Pay Out of Pocket or File a Car Insurance Claim? A Guide to Handling Minor Accidents
Uh-oh…you’ve accidentally dented your bumper backing into your garage, or you’ve been in a minor fender bender in your neighborhood. While the damage is minor and repairs aren’t costly, you may be wondering whether it’s better to pay out of pocket or file a car insurance claim. Understanding the costs, potential rate increases, and when […]
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How to Read and Understand Your Insurance Declarations Page
Have you ever had questions about your insurance policies and weren’t sure where to find the answers? Your insurance declarations page is a great place to start. This document offers a snapshot of your policy’s most important details—including your policy number, coverage types, limits, deductibles, premiums, and agent information- so you can quickly understand what […]
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Driving Record Points in Massachusetts
Massachusetts drivers: Have you ever wondered why your car insurance suddenly went up after a speeding ticket or fender bender? It’s likely because of driving record points. Whether you’ve had a recent violation or you’re trying to keep your record clean, understanding how these points work can help you avoid costly surprises. What Are Driving […]
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How Moving Affects Your Home, Auto, and Business Insurance
Moving to a new home? While you might be focused on transporting furniture or picking out paint colors, it’s important not to overlook your insurance policies. Moving can significantly impact your premiums and protection. A change in scenery can often mean a change in what you pay and how well you’re covered. Regardless of where […]
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