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Why You Shouldn’t Let Your Auto Policy Lapse…Even Temporarily
When your budget is tight, car insurance might seem like an expense you can put on the back burner, but an auto insurance lapse can trigger unexpected costs and serious legal consequences. Maybe you’ve made all your payments on time but forgot to renew your policy before it expired—or you switched insurers but didn’t time […]
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Pay Out of Pocket or File a Car Insurance Claim? A Guide to Handling Minor Accidents
Uh-oh…you’ve accidentally dented your bumper backing into your garage, or you’ve been in a minor fender bender in your neighborhood. While the damage is minor and repairs aren’t costly, you may be wondering whether it’s better to pay out of pocket or file a car insurance claim. Understanding the costs, potential rate increases, and when […]
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How to Read and Understand Your Insurance Declarations Page
Have you ever had questions about your insurance policies and weren’t sure where to find the answers? Your insurance declarations page is a great place to start. This document offers a snapshot of your policy’s most important details—including your policy number, coverage types, limits, deductibles, premiums, and agent information- so you can quickly understand what […]
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Driving Record Points in Massachusetts
Massachusetts drivers: Have you ever wondered why your car insurance suddenly went up after a speeding ticket or fender bender? It’s likely because of driving record points. Whether you’ve had a recent violation or you’re trying to keep your record clean, understanding how these points work can help you avoid costly surprises. What Are Driving […]
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How Moving Affects Your Home, Auto, and Business Insurance
Moving to a new home? While you might be focused on transporting furniture or picking out paint colors, it’s important not to overlook your insurance policies. Moving can significantly impact your premiums and protection. A change in scenery can often mean a change in what you pay and how well you’re covered. Regardless of where […]
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The Best Time to Re-Shop Your Auto Insurance Policy
If you’ve noticed your car insurance getting more expensive, you’re not alone—full coverage auto policies are about 12% higher in 2025 compared to 2024. That’s why it may be the perfect time to re-shop your auto insurance policy. Rising repair costs have made claims more expensive for insurers, and many are passing those costs on […]
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8 Insurance Tips for First-Time Home Buyers
Buying your first home is exciting—but it also comes with a long to-do list. Between securing a mortgage, covering upfront costs, updating your address, and shopping for furniture, it’s easy to overlook something just as important: homeowners insurance for first-time home buyers. Homeowners insurance protects not only the structure of your house but also the […]
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Is Your Home Ready for Hurricane Season?
The 2025 Atlantic hurricane season is here, and forecasters warn it could be more active than usual. With storms like Erin already threatening coastal communities, the National Oceanic and Atmospheric Administration (NOAA) predicts 13 to 19 named storms this year. That makes it essential to follow a hurricane preparedness checklist to ensure your home and […]
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Back-to-School Safety Tips Every Teen Driver Should Know
When school is back in session, so is the morning and afternoon traffic. With crowded roads during drop-off and pick-up times, plus the increased presence of school buses, bicyclists, young pedestrians, and other teen drivers, it’s more important than ever to slow down and stay alert. If your child just got their license, reviewing teen […]
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How Bundling Home and Auto Insurance Can Save You Big
When it comes to insurance, bundling home and auto insurance—purchasing multiple policies from the same company—is one of the smartest ways to save. With auto and home insurance premiums rising, bundling these two policies can lead to significant cost savings and added convenience. At C&S Insurance, we’ve helped customers save up to 25% through bundling. […]
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